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What Will The Future Be Like? Future Predictions Based on Facts


Originally published by in 2016.
Much of this is materializing now in 2022, read on:

Years working with public and privately held companies on Canada’s biggest stock exchange in the heart of Toronto’s Financial District provides expert insight into markets, new technologies and emerging systems. Here are Theresa’s future predictions based on decades of front line work on Bay Street.

  1. Algorithms & Artificial Intelligence. Algorithms will play a huge role in development and convenience in the foreseeable future. AI supports human intelligence when it comes to marketing, planning, organizing and even creativity. How does it work? Algorithms pinpoint by calculation what keeps you engaged longest to retain your attention.  Social media sites analyze your every online move aggregating content and showing you what it feels you are most interested in. AI can algorithmically analyze the latest trends in say, fashion over the last 50 decades and come up with a blueprint for the next hit fashion styles/patterns/sequences. Same goes for marketing strategy. Thanks to feedback loops, computers are excellent at determining what is most appealing to us.  This can apply to editing and creation.Take logo creation for example – enter in a few details about your company (technology, food, hospitality) and choose a handful of shapes and sample logos you find appealing – within 5 minutes the logo creation has analytically created the PERFECT logo, most aesthetically pleasing design, which is the most marketable for you. This is already happening now.Here’s why humans are still important: in order to continually improve upon itself, AI uses algorithms in a constant calculation of what is most appealing to human beings. AI is algorithmic data based on human behaviour. AI & algorithms require our input! Therefore it really cannot run “without us” or “with a mind of it’s own” as some speculate. Algorithmic sales and marketing data is extremely valuable. (What drives sales etc). Right now people give algorithmic data and digital footprint away for free using Google or Facebook to search and buy items which is why people may soon welcome the opportunity to be paid in exchange for their digital data and their shopping choices to be analyzed (more on that below).
  2. Blockchain Technology “blockchain” is like an accounting ledger. All transactions are recorded in the blockchain as they happen. They cannot be erased/destroyed –  this ‘ledger’ is available for EVERYONE to see and verify. How does it work? A transaction request is broadcast to a P2P network for verification using algorithms. This network of computers working together verifies the transaction and it is recorded in time and space forever for all to see. Blockchain is good for cryptocurrency, but it is also good for records, dispatching, contracts, or other information. Why is blockchain tech so good? Let’s compare blockchain and cryptocurrency (which transacts on blockchain technology) to your bank. With the bank, if you want to make a large transaction or withdrawal, maybe you have to sign for it or even wait 48 hours. With Blockchain, transactions are quick with little wait time. With banks, there are fees, overhead and no one can see what you do with your money – that is between you and the bank. With Blockchain, there are no monthly bank fees, and everyone can see and verify transactions. Blockchain technology is made up of a network of computers. So long as ONE single computer can access the blockchain, it can be preserved and accessed by the entire network. It is known as a decentralized network – it can run anywhere, anytime around the world, for everyone. Unlike banks, which vary from country to country – blockchain is a distributed database. Upside is control over your money and how it transacts outside of banks and governments. Additionally a Blockchain network can never truly be destroyed. A link to the network is surely orbiting the highest echelons of our atmospheres by satellite if the entire global grid get wiped out. Biggest drawback to holding your assets in crypto and transacting on blockchain mean if someone were to get your wallet key – they could transact monies our of your account. Once the transaction goes through (verified) it cannot be reversed or destroyed from the ledger for all to see. This is why it is so important to guard your crypto wallet key with your life! Avoid storing wallet keys on a computer. Rather, keep it written down out of sight somewhere. If you lose it or have your crypto currency stolen, you cannot get it back once the transaction is completed, verified and posted.
  3. Companies begin running blockchain technology. Uber is already starting this. A ride-request is received, the computer aligns drivers to ride hailers – and once the transaction is complete it is stored in UBER database. Blockchain is perfect for UBER – no humans involved. Coffee shops, clothing stores, etc. operate on this network. Every fast food place you see runs on blockchain- which then brings us to our next futuristic point…
  4. MAKE MONEY visiting businesses or doing things. People will want to decentralize their data & de-regulate social media.  Furthermore people will welcome the opportunity to be paid in crypto in exchange for time and energy invested in these apps.  Algorithms based on everything that holds a users attention are the most important. Since much of our online activity on social media is tracked anyway,  wouldn’t it be incredible to reward consumer preference data with crypto? The first social media company to reward users for their valuable time, energy and consumer preferences is the next big thing.  More and more businesses begin to issue their own ‘digital tokens’. Subway restaurants is already doing it. Buy a sub? Get token! Eventually you can cash in that token for subs! It’s like “Subway money”. Buy coffee every day? It transacts on blockchain tech and maybe even issues reward token to use in future! People trade and swap their token for things they need. “I’ve got 10 coffee shop Tokens, wanna trade / convert for 3 Amazon Token?”.  Tokens or “rewards” are a clever way to track where people go, what they spend money on, their preferences and can be useful to companies. Watch your favorite show each week on free cable allowing facial recognition to study your reaction to commercial breaks. Your reactions are highly analyzed and the information stored makes AI stronger. Get digital token for watching TV/Ads? For those who already do it, it’s a bright future!Future-In-20-Years
  5. Eye reading technology and automation. With a contact lens with your digital id on it, you approach the coffee counter. Your regular order is known by the system but you are free to browse a digital menu. Face recognition analyzes your face: are you looking happy or sad today? If you are sweating and it’s above 20C ro-barrista upsells an ice cold ice cappuccino. If you show up to the coffee counter looking tired the system suggests regular coffee if you normally get decaf. If you look sad, perhaps the system attempts a compliment with a sugary up-sell. A robot sends out your toasted bagel and coffee. Robots and tech-led machinery are HUGE in the future of automation. As computers compile data, facial recognition technology and biometric data become more popular, too. Facial recognition tracks your facial movements, eye movement, expression, reaction and preferences all while you are going about your activity. Upside to all this: Accuracy, speed, efficiency. Downside: Little human interaction. Furthermore, the upside for the CEOs: Automation and accuracy saves a TON of money. People welcome the opportunity to be paid or rewarded to watch TV if you allow it to track your eye movement during the ads and programming to algorithmically determine what holds attention span. Your facial expressions recorded and used in an algorithm.  A digital profile with your preferences stored on blockchain technology. Issuing token to participants in exchange for algorithmic data constitutes a valuable and powerful crypto currency;  one which is entirely backed by data.  Willing participants paid in crypto currency. Companies issue crypto currency (token) with real value in exchange for tracking the user’s data.
  6. Asset-Backed Crypto Currencies. If you have a useful, valuable asset, anything from a car, a computer  to a VR Company, – you can ICO (initial coin offering). Issue digital currency using your asset’s unique properties (like publicly traded companies do). Use your asset to create wealth for your backers. This allows everyone a fair chance to make money. If I am skilled in computers and have one – I issue 1000 tokens at 100$ each to make a quick business – all token convertible to real cash. People get their token product or can trade it at a later date on the market as I utilize the asset to repay the backers and add value. Resource companies will start to do this more. Have a ton of gold in the ground? Issue company token and get backers – the money raised  mines the gold (finances the project), and the value of the finite number of token issued will skyrocket once the product is mined. As the resources are mined, tokens go up in value as there is a limited number issued. Being backed by gold, they can be traded for cold hard cash or bitcoin at any time. Companies will utilize their proven resources to finance projects to completion by issuing redeemable, valuable and limited digital currencies. Companies gather important algorithmic data and information from willing participants, in exchange for token. It’s safe to call it a cryptocurrency token backed by data assets.
  7. Digital Currencies. In general, digital currency expands ways to pay for things. People accept digital token as the future of currencies and how we go about purchasing things day-to-day. Trade it anytime, use it, cash it, and even issue your own currency. Yes, YOU can issue your own token if you are willing to work to bring value to that said token. Digital currency is easy and quick. I go to the coffee shop each morning and pay AUTOMATICALLY – without even talking about it. With eye reading tech, a quick eye scan deducts a digital account balance automatically and your favorite order is known (along with other appealing up-sells, perhaps) . Pay with digital token with the blink of an eye – literally. Everything runs on blockchain.Future-Predictions-2018
  8. Augmented Reality. Augmented reality is incredibly lifelike and real. In future, you put on your AR headset and immerse in court-side basketball action. At the game, 360 cameras record action for you as you sit in your living room. Sports clubs sell in-home AR experiences for games. Applies to concerts and festivals too.  Heck, the person next to you just virtually spilled popcorn on you! Buy a ticket entering a numbered sequence – press “999000” to buy a front row ticket to your favorite band. The transaction takes place on blockchain tech and then you are able to dance around the safety of your living room as if you are in attendance front row. Look around you to see the festival grounds just like you are really there, thanks to 360 cameras recording the experience for at-home AR viewers. Augmented Reality is one step behind teleportation. Let’s say we host a virtual interview with a prospective worker miles away. The interviewee dials an office number “555666” and holographically appears there as if in person. Meanwhile for the interviewee actually miles away, their AR headset broadcasts a clear view of the interviewing office. From their living room, wearing an AR device, subjects can audition, interview or perform in the prospective employer’s room from the comfort of their own homes with a holographic projection in the actual place they intend to show up. 360 cameras, holograms and AR go hand in hand to create a billion dollar offshoot business in sports and entertainment. Buy a “seat” to a front row hockey game, then watch it in the comfort of your living room – as 360 cameras offer you a highly realistic experience.Think about augmented reality used by a group of kids to play basketball or soccer with a virtual ball. This similar concept is already happening through the connected network of video gamers who come together across wi-fi networks to join together in a game from within each of their homes. Soon, you gather with 10 friends or their holograms in the same room and play a virtual soccer game together using an AR ball.
  9. Smart cities of the future. All energy is captured. Ride a bike to work? Energy is captured and sold. Like suntanning? Capture solar energy while you do it and sell it in exchange for a digital token. EARN your bus fare easily by stomping on a stomp pad or pulling a lever to generate energy. Earn digital token. Companies put us to work and humans energetically accept small gestures in exchange for products and services. At a futuristic coffee shop, a patron with no money for coffee generates captured kinetic energy for the store exercising for 5 minutes to earn a cup of coffee. Humans want this because it means we can be self-sufficient. It completely changes the economic structure of our society. Humans are no longer reliant on a traditional 9 to 5, banks or governments: Humans already have and can easily create their own wealth while benefiting society (and themselves) as a whole.Future-Predictions
  10. Robots. The police force find it easier, safer and cheaper to employ robots. They run ID’s, apprehend or de-escalate a situation just like a human can! Obviously the drawback is robots (machines) can easily be stronger than humans and how can you plead with an un-empathetic robot to let you off the hook for something? Worse, what if a cop-bot gets it wrong and hauls in the wrong person?! Facial recognition and digital prints or retina scans should be foolproof.

    For whatever reason, humans will welcome this.
    Rest assured, algorithms rely on human input to constantly improve.

    What do you think about these future predictions? Would you love AI to choose and print your unique wardrobe for the year based on some simple questions about your style? Want to transact value anywhere, anytime without banks telling you when/how or taking a cut of your money? Do you enjoy the idea of attending a concert in real-time from the comfort and safety of your living room with a handful of your best friends?

    Personally, a major drawback is there are no humans to complain to if something goes wrong (crypto-theft or UBER complaint or otherwise)! Aside from technology, I think humans will wake up to several other atrocities we currently engage in – plastic use , killing animals and the destruction of nature. Finally an overhaul when it comes to fuel and transportation to become non-invasive and environmentally-safe.

    Comment your thoughts below. Thanks for reading!

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Canadian Feature Film Actress & International Model. Qualifications include live television, feature film, radio experience, TV Host, event production, & PR. Theresa flexes her knowledge of brand development and marketing while pursing a career in the arts industry in the heart of downtown Toronto. Skilled as a strategic marketing & planning expert, Theresa Longo travels nationally and internationally as a Corporate Brand Ambassador and loves to write and record original music.